Introduction: Why Money Feels So Heavy

Money. Just saying the word can trigger a flood of emotions: stress, anxiety, shame, even outright panic. For many solopreneurs, coaches, consultants, and creators, money isn’t just numbers on a spreadsheet—it’s tied to identity, self-worth, and freedom.

And here’s the paradox: even if you make more money, you may still feel trapped. You can have six figures in the bank and still live in scarcity. Lewis Howes (entrepreneur, podcaster, author) and Jay Shetty (teacher, monk-turned-thought-leader) dive into this paradox in their conversation: “You’re 69 Minutes Away From Never Being Broke Again.”

Their insights hit at a deeper truth: wealth is an inside-out game. If you don’t transform your money mindset, no income level will ever feel like enough.

This post is both a spiritual reflection and a practical guide for creators and solopreneurs ready to break free from scarcity thinking. We’ll explore why your money story matters, how your beliefs dictate your behaviours, and the spiritual habits that open the flow of abundance. Along the way, I’ll show you how IMMachines GPT tools can help you shift your relationship with money in real, actionable ways.

Part 1: Step One — Awareness Is Wealth

The first habit of money freedom is not budgeting, investing, or selling—it’s awareness.

Lewis points out that most of us avoid looking at our bank account. We don’t want to feel the anxiety. The bill arrives, and our nervous system goes into fight-or-flight. Shallow breathing. Tight chest. The silent thought: “I’ll never get ahead.”

But here’s the truth: you can’t heal what you won’t face.

Money Awareness Exercise:

  • Notice your body’s reaction when you open your wallet or banking app.

  • Ask: Am I calm or contracted? Am I seeing money as energy flowing, or as a threat looming?

  • Journal your earliest money memories—arguments, lack, or privilege you observed as a child.

Your nervous system is carrying your parents’ money story until you rewrite it.

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This GPT helps solopreneurs break down overwhelming emotions (like money stress) into prioritized, clear steps. Use it to sort your financial “to-dos” into a sequence that calms your nervous system and restores clarity.

Part 2: Step Two — Rewriting Your Money Story

Jay Shetty shares how his family’s money story was, “We have just enough.” That simple phrase framed his worldview: abundance was for other people, not him.

Your money story is your internal script. Maybe yours sounds like:

  • “People with money are greedy.”

  • “I’ll never get out of debt.”

  • “I’m not smart enough to build wealth.”

These scripts keep you earning and spending in circles.

Rewriting Habit:

  1. Write down your limiting belief.

  2. Replace it with a conscious alternative.

    • Old: “People with money are corrupt.”

    • New: “Money amplifies who I already am. If I am generous, money makes me more generous.”

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Use it to reframe your money story into content that builds authority and inspires your audience. Turning your wounds into wisdom is not just healing—it’s marketing.

Part 3: Scarcity vs. Abundance — The Nervous System of Wealth

Lewis describes sleeping on couches—even when he had over a million dollars in the bank. Why? Because his nervous system was still trapped in scarcity.

This is the hidden truth: scarcity is not about income, it’s about identity.

Signs you’re still operating from scarcity:

  • Hoarding money while living uncomfortably.

  • Feeling guilty when spending.

  • Avoiding opportunities because they might “cost too much.”

  • Believing you’re one bad month away from disaster—no matter your income.

Abundance, by contrast, feels expansive:

  • Money leaves and returns easily.

  • Spending aligns with joy and generosity.

  • You invest in yourself and others without fear.

Mindset Shift: Relax to receive. The more you grip money, the less it flows.

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Part 4: Generosity as the Gateway to Wealth

Here’s the counterintuitive truth: when you feel like you have nothing, that’s the time to give.

Lewis recalls being broke on his sister’s couch, yet he found ways to offer value: curiosity, passion, energy. He didn’t have money, but he had presence. That generosity of spirit created connections that later became million-dollar opportunities.

Jay shares a similar principle from his tradition: treating even a penny as sacred, because it represents the goddess of fortune. The act of gratitude is wealth in itself.

Generosity Practices for Solopreneurs:

  • Share your knowledge freely (without expectation).

  • Offer energy and enthusiasm to others in your field.

  • Give money away, even in small amounts, to remind yourself there’s always more.

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Part 5: From Helplessness to Helpfulness

Scarcity traps us in helplessness: “I need someone to save me.”

The pivot is to move into helpfulness: “How can I add value with what I have?”

Lewis and Jay emphasize that even small acts of service can unlock abundance: a smile, enthusiasm, energy, curiosity. The hostess who turned a dinner into three job offers didn’t hand out resumes—she radiated presence.

As a creator, you may not have a huge platform yet. But you do have:

  • A unique story.

  • Curiosity.

  • The ability to connect.

Action Step: Every day, ask: Who can I help without expectation today?

👉 IMMachines Tool: Quote-to-Action GPT
Transform inspiring money or abundance quotes into content pieces that give your audience something useful. Helpfulness at scale.

Part 6: Money as Relationship

Jay asks a powerful question: If money walked into a party as a person, how would you treat them?

Would you avoid them, gossip about them, use them, then ghost them? That’s how many of us treat money. No wonder it doesn’t want to hang around.

Instead, imagine money as a guest. You’d welcome them, respect them, listen, and thank them. That’s abundance energy.

Relationship Reset Exercise:

  • Each time money enters your life (paycheck, client, even a penny)—say “Thank you.”

  • Each time money leaves (bill, debt repayment)—say “Thank you.”

This rewires money from being a threat to being a partner.

👉 IMMachines Tool: Prompt Builder Pro GPT
You can build personal money mantras with it, creating affirmations that rewire your subconscious. Example: “I respect money as a partner in my mission.”

Part 7: Courage + Confidence = Currency

Lewis emphasizes that when you have only $1,000, the best investment isn’t crypto or stocks—it’s in your courage and skills.

  • Courage creates action.

  • Action builds confidence.

  • Confidence becomes a currency that multiplies opportunities.

For solopreneurs, this means:

  • Invest in learning public speaking.

  • Hire a coach to break a limiting habit.

  • Take a course on digital marketing or AI tools.

These skills outlive quick hacks and create lasting abundance.

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Part 8: The Trap of Quick, Easy Money

Both Lewis and Jay warn against chasing “easy money.” Quick wins often lead to quick losses. If you haven’t built awareness, skills, and a healthy relationship with money, a sudden windfall will vanish.

Sustainable wealth comes through aligned skills, patience, and consistent generosity.

Principle: Respect creates return. Disrespect (in the form of greed, shortcuts, or ignorance) creates loss.

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Part 9: The Spiritual Wealth Equation

Jay shares a monastery teaching: “God doesn’t see what you give. God sees what you hold back.”

Abundance isn’t about the dollar amount—it’s about the spirit behind it. A billionaire giving $1M from surplus isn’t the same as a parent giving $10 out of love.

True wealth is measured by:

  • Gratitude.

  • Generosity.

  • Freedom to give without fear.

The Spiritual Wealth Formula:
Self-Worth → Courage → Service → Currency → Abundance → More Service

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Conclusion: Make Money Easy

The real takeaway from Lewis and Jay’s conversation? Money isn’t about numbers—it’s about energy, beliefs, and habits.

  • Awareness heals money wounds.

  • Generosity creates abundance.

  • Courage develops skills that last.

  • Respect invites money to stay.

As a solopreneur, you can’t afford to wait for money to “rescue” you. You must reframe your relationship with it today. Because when you feel abundant inside, the outside opportunities multiply.

So—what’s your next step?

  1. Write down your current money story.

  2. Replace it with an abundant alternative.

  3. Use the IMMachines GPT that fits your situation to turn insight into action.

Money becomes easy when you stop chasing it and start partnering with it.